
GRFTFS: The IRMAA Trap
The Get Ready For The Future Show
• 30 min
Play episode
Will your Medicare premium jump because of what you withdrew two years ago? 😳 This week's mailbag tackles the IRMAA surcharge trap, plus three more real questions from our listeners.
In this episode:
✅ The Medicare premium increase most retirees don't see coming — and how IRMAA can add hundreds a month for high earners
✅ Should you claim Social Security at 62? The math married couples can't afford to skip
✅ The backdoor Roth pro-rata rule that can quietly wipe out your tax savings
✅ Building an emergency fund AND investing at the same time — yes, you can do both
Got a question for the show? Email show@getreadyforthefuture.com — you could win a free GRFTFS tumbler as our Question of the Week!
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