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Fastest Four: The Truth About 50-Year Mortgages

Fastest Four: The Truth About 50-Year Mortgages

The Get Ready For The Future Show
4 min
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<p>Would you pay for your house for 50 years? The Trump administration is floating a plan to allow banks to offer 50-year mortgages—and while the headline sounds like “affordable homeownership,” the math tells a very different story.</p> <p>In this week’s Fastest 4 Minutes in Finance, Scott Inman breaks down what a 50-year mortgage really means for buyers, including:</p> <ul> <li>How much you actually save per month compared to a 30-year mortgage</li> <li>The massive spike in total interest you’d pay over the life of the loan</li> <li>Why it would take 30 years to build $100,000 of equity</li> <li>How today’s affordability challenges compare across generations</li> <li>Why stretching debt longer isn’t the solution—and what is</li> </ul> <p>If you’re trying to make smart decisions about homeownership, rising costs, or long-term financial planning, this episode gives you the clear, level-headed breakdown the headlines aren’t showing you.</p>